Four steps. Under 30 seconds. No fake alerts possible.
Merchant has a barcode
One permanent barcode sticker on the counter or desk. Never changes. Always ready.
Customer scans
Customer opens BarcoPay and scans the barcode. Amount appears on their phone automatically.
Customer confirms
Reviews total and authenticates with fingerprint or PIN. Under 5 seconds. No card, no USSD.
Server confirms
BarcoPay server confirms. Merchant sees PAYMENT CONFIRMED on their device. Release goods.
Everything built around one principle — the server is the only truth.
ScanShield
Every scan generates a unique one-time session token. No two payments identical. No replay attacks. No barcode photocopying exploits.
BasketMirror
For supermarkets — items scanned at the cashier appear live on the customer phone before payment. Full visibility. No surprises.
FuelSync
Payment authorises the pump. Dispensing begins only after BarcoPay server confirms. Stops automatically at the paid volume.
Biometric Auth
Fingerprint and face verification on every payment. Biometric data stays on the customer device only — never on BarcoPay servers.
Settlement Dashboard
Merchants see every transaction and every settlement. T+1 settlement to any Nigerian bank account — automatic.
SDK Integration
Coming soon — embed BarcoPay server confirmation inside any fintech app or POS system via our open API.
Every merchant who has been cheated by a fake alert.
General Retail & POS
One barcode sticker. Customers scan and pay. Confirmation on the merchant device within seconds. Any counter-based business.
Supermarkets
Full BasketMirror integration. Running total mirrors to the customer app in real time. One confirmation to pay.
Fuel Stations
FuelSync links payment to pump authorisation. Short-dispensing and fake alert fraud both eliminated in one system.
Ready to eliminate fake alert fraud?
Join the BarcoPay merchant pilot launching in Abuja.
Join the Pilot →