The Product

BarcoPay — One barcode. Every payment. Zero fake alerts.

Every merchant gets one permanent barcode sticker. Customers scan it. BarcoPay server confirms. The merchant sees confirmation on their own screen — not from a customer phone, not from an SMS — from our server only.

How It Works

Four steps. Under 30 seconds. No fake alerts possible.

1

Merchant has a barcode

One permanent barcode sticker on the counter or desk. Never changes. Always ready.

2

Customer scans

Customer opens BarcoPay and scans the barcode. Amount appears on their phone automatically.

3

Customer confirms

Reviews total and authenticates with fingerprint or PIN. Under 5 seconds. No card, no USSD.

4

Server confirms

BarcoPay server confirms. Merchant sees PAYMENT CONFIRMED on their device. Release goods.

Platform Features

Everything built around one principle — the server is the only truth.

🔒

ScanShield

Every scan generates a unique one-time session token. No two payments identical. No replay attacks. No barcode photocopying exploits.

🛍

BasketMirror

For supermarkets — items scanned at the cashier appear live on the customer phone before payment. Full visibility. No surprises.

FuelSync

Payment authorises the pump. Dispensing begins only after BarcoPay server confirms. Stops automatically at the paid volume.

👈

Biometric Auth

Fingerprint and face verification on every payment. Biometric data stays on the customer device only — never on BarcoPay servers.

📈

Settlement Dashboard

Merchants see every transaction and every settlement. T+1 settlement to any Nigerian bank account — automatic.

🔗

SDK Integration

Coming soon — embed BarcoPay server confirmation inside any fintech app or POS system via our open API.

Merchant Types

Every merchant who has been cheated by a fake alert.

🏟

General Retail & POS

One barcode sticker. Customers scan and pay. Confirmation on the merchant device within seconds. Any counter-based business.

🛍

Supermarkets

Full BasketMirror integration. Running total mirrors to the customer app in real time. One confirmation to pay.

Fuel Stations

FuelSync links payment to pump authorisation. Short-dispensing and fake alert fraud both eliminated in one system.

Ready to eliminate fake alert fraud?

Join the BarcoPay merchant pilot launching in Abuja.

Join the Pilot →